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David W.

David W.

by David W.

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About

Adept at scaling small, mid-sized and enterprise-level fintech companies and driving exceptional outcomes. I have successfully navigated and contributed to 4 fintech companies with thriving exits through acquisitions or IPOs. Throughout my career, I have held leadership roles at prominent companies such as Nuvei, Applied Systems, and Global Payments Inc. My diverse experience spans multiple domains within the fintech landscape, including underwriting, risk & compliance, and business development. I have collaborated closely with Product, Engineering/Development, Sales/Marketing, Finance, and Project Management teams to deliver innovative fintech solutions, streamline processes, and cultivate growth. I am passionate about leveraging cutting-edge fintech solutions to transform industries, streamline processes, and cultivate growth. As a dedicated leader, I strive to inspire teams, foster innovation, and ensure operational excellence in every endeavor. Positions: X at Stealth (2024 - Present), Member at Operators Guild (2023 - Present), Member at FOG Ventures (2023 - Present), Chief Operating Officer at Stockpile (2023 - 2024), COO, Applied Pay at Applied Systems (2022 - 2023), Vice President of Underwriting at Nuvei (2019 - 2021), Director of Risk & Compliance at Payscout (2013 - 2019), Director of Operations at i3 Verticals (2011 - 2013), ISO Chargeback Liaison at Global Payments Inc. (2010 - 2011) Skills: Product Strategy, Product Road Mapping, Pricing Strategy, Performance Metrics, Competitive Analysis, Communication, FinTech, Credit Cards, Credit, Banking, Payments, Commercial Lending, Financial Risk, Payment Card Processing, Risk Management, Electronic Payments, Debit Cards, Loan Origination, Loans, Underwriting, Fraud, Commercial Banking, Credit Analysis, Merchant Services, Financial Analysis, Mortgage Lending, Operational Risk, Regulatory Capital, Transaction Processing, Interest Rate Risk Management, Payment Systems, Mobile Payments, Payment Gateways, Consumer Lending, Credit Risk, AML, Small Business Lending, E-payments, Relationship Management, Fraud Detection, Financial Services, Management, Leadership, Strategic Partnerships Recent Posts: Insurance companies face unique payment challenges that traditional solutions just can't solve. But there’s good news—modern, insurance-focused payment solutions can empower your organization to overcome some of your biggest pain points. In our on-demand webinar, "How to Avoid 5 Common Payment Pitfalls by Adopting Insurance-Focused Solutions," you’ll discover: ✅ Why traditional payment solutions fall short for insurers ✅ The five ways purpose-built solutions can transform your payment strategy ✅ How Duck Creek is empowering insurers with a tailored approach to payments Link: https://bit.ly/3Oig7re Hearty holiday greetings to all my colleagues, connections, and friends. While continuing to provide fintech and payment consulting advisory services, I am actively seeking a product management leadership position in the digital payments space and would greatly appreciate any intros or connections to companies currently hiring. Thank you in advance! We're excited to announce the launch of Duck Creek Payments Facilitator—a comprehensive, end-to-end insurance payment solution! This solution brings secure, real-time payments, including FedNow and digital wallets, to #insurance carriers worldwide. 🌍 💳 Insurers can now seamlessly collect and disburse funds using any payment provider in their market of choice. Say hello to next-gen payments! 🔗 https://bit.ly/4eMLk0O #InsurTech #DigitalPayments Happy Friday, LinkedIn community! 👋 It's been quite a while since I last posted, and I've missed the opportunity to connect with many of you. Today, I’m excited to share an update as I embark on a new chapter in my professional journey. From humble beginnings, I've always believed in working hard and making the best of every opportunity. From innovative startups to some of the most influential industry leaders, I've been fortunate to be a part of and contribute to several remarkable successes, including exits and IPOs. Reflecting on my journey, I’m immensely grateful for the brilliant teams and visionary leaders I've worked alongside. Together, we've achieved significant milestones and navigated numerous challenges. My focus is on driving innovation, ensuring operational excellence, and fostering strategic growth. Now, I’m looking forward to new opportunities where I can leverage my expertise in payments, compliance, and strategic growth - Here are specific areas where I can add the most value: 🔹 Underwriting: Automation and increase efficiency 🔹 Risk: Improve policies/procedures to reduce losses 🔹 Compliance: Enhance compliance with card schemes and regulators 🔹 Operations: Establish operational infrastructure to support growth through team expansion and process improvements 🔹 Acquisitions: Oversee due diligence 🔹 Transitions: Retail ISO or wholesale to FSP and SaaS companies looking to bring payments in-house as a payment facilitator 🔹 Growth: Expand verticals (including complex vertical markets) I'm available for contract, advisory, and board roles. For serious inquiries, my resume is available. To all the colleagues, mentors, and partners I've worked with—thank you for your unwavering support and trust. And to those I haven't met yet, I’m excited about the potential collaborations that lie ahead. Have a great weekend! #fintech, #payments, #merchantservices Winding down 2023 with some great memories from this year's Money20/20 event in Las Vegas! Shout-out to our team and valued partners who made this yet another unforgettable event: ◾ Victor Wang of Stockpile ◾ Mandy Myers of Kroger ◾ Elizabeth Mansfield of Paymentus ◾ Craig J. Lewis of Gig Wage ◾ Nneka U. of Better #fintech #Gemini is here!! Google Google DeepMind Google Research 🎁 Unwrap the Gift of Investing🌟 Our Ultimate Holiday eGift Guide is Here! 📚✨ Looking for a gift that goes beyond the usual? Dive into our Holiday Gift Guide 📖, brimming with eGift card options for every level of investor! Whether they're making their first investment or they're a seasoned market player, we've got something for everyone. Pick the gift that keeps on giving and help your loved ones invest in their future with us. 💸🎄 Shop Now: https://lnkd.in/g39dSpfp #InvestmentGifts #HolidayGuide #eGiftCards #Finance #Investing #HolidaySeason #GiftIdeas 🌟 Money 20/20 Highlights 🌟 Stockpile's time at Money20/20 was nothing short of inspiring!🚀 We led two incredible panels, diving deep into the realms of AI and the often-misunderstood topic of financial literacy. Here's a quick recap of these thought-provoking discussions: 💡 Financial Literacy is BS: Unmasking the Real Drivers: The panel didn't hold back when it came to discussing "Financial Literacy is BS." Victor Wang alongside Amobi Okugo, Jennifer Itzkowitz, and Jen Libby, MSW, LCSW challenged the status quo, advocating for a more actionable approach by fintech companies to influence behavior. It's not about jargon; it's about empowering individuals to understand and navigate their financial journeys. 🚀 🤖 AI Revolution: Stepping into the Future of Fintech as a Change Maker: The panel shared insights on how artificial intelligence can be a game-changer for fintech. They explored how AI is reshaping the financial landscape, from trading to customer service. It's not just about algorithms; it's about personalizing the experience and making it smarter and more accessible. 🤯 #Money2020 #Stockpile #AI #FinancialLiteracy Thrilled to share! 🎉 Our very own CEO, Victor Wang, got candid with Jill Malandrino on Nasdaq's Trade Talks at Money20/20. They dove into why Financial Literacy programs are BS - “Barely sufficient”😂  in teaching kids and teens about money matters. 📈💰 Check out the clip and get ready to be inspired. Because when it comes to financial literacy being backed by action, we're just getting started! 🚀 #Stockpile #Money2020 #FinancialLiteracy #NextGenMoney 🎉 Today's the day! 🎉 Join our CEO Victor Wang as he hosts a thought-provoking panel: "Financial Literacy is BS: Unmasking the Real Drivers" on The Black Box Stage at Money Hall at 11 AM. Victor will be joined by a fantastic panel: 🎓 Jennifer Itzkowitz, PhD, Associate Professor of Finance, Seton Hall University ⚽ Amobi Okugo, Owner & Founder of A Frugal Athlete 🧠 Jen Libby, MSW, LCSW, CEO & Founder of Promly Come chat with us after the panel to network and answer any questions you have. See you there! 🤝 #FinancialLiteracy #Money2020 #Fintech #Money2020usa 🚀 Stockpile has arrived at Money20/20 🌟 We're thrilled to be a part of this incredible event, and connect with other fintech innovators. 🤝 Make sure to catch our panel discussion: "Financial Literacy is BS: Unmasking the Real Drivers." 🗓️ Date: Tuesday, October 24th 🕚 Time: 11 AM 🏟️ Place: The Black Box Stage, Money Hall It's a discussion you won't want to miss! See you there! 👥💼 #Money2020 #Fintech #Money2020usa 🌟 Who's ready for Money20/20 in Las Vegas? 🎉 Save the date for a can't-miss panel discussion hosted by our CEO, Victor Wang. Join us for our panel discussion… “Financial Literacy is BS: Unmasking the Real Drivers” 🗓️ Date: Tuesday, October 24th 🕚 Time: 11 AM 🏟️ Place: The Black Box Stage, Money Hall Get ready for an enlightening discussion on the true drivers of financial behavior. We can't wait to see you there!  💼💰🚀 #Money2020 #Fintech #Money2020usa Digital brokerage platform Stockpile has teamed up with Green Dot Corporation to launch a youth-focused debit card as part of Stockpile’s product lineup. Victor Wang, CEO of Stockpile, and Simran J. Singh, head of enterprise business development, BaaS at Green Dot share insights on how this collaboration supports building financial confidence among younger consumers and whether it has become the need of the hour. Read more: https://t.ly/FcRez #GenZ #Stocks #PersonalFinance #DebitCard Payments friends: I have a marketing contact looking for a new CMO or VP of Marketing role. If you’re interested, please shoot me a DM. Thanks! 🎉 We are excited to share that Stockpile will be attending the Money20/20 conference in Las Vegas this month. Our CEO of Stockpile, Inc., Victor Wang, will be hosting a spirited panel that may raise a few eyebrows: 😳 Financial Literacy is BS: Unmasking the Real Drivers 😳 Tuesday, October 24th at 11 a.m. on The Black Box Stage in the Money Hall. He'll be joined by an incredible group of panelists: 🎓 Jennifer Itzkowitz, PhD, Associate Professor of Finance, Seton Hall University ⚽️ Amobi Okugo, Owner & Founder of A Frugal Athlete 🧠 Jen Libby, MSW, LCW, CEO & Founder of Promly Stockpile is proud to participate in this conference and contribute our perspective as an innovative financial technology company aiming to empower a new generation of individuals on their financial journey. Let us know if you'll be at Money 20/20, we’d love to connect! #Money2020usa #Fintech #Money2020 Green Dot and Stockpile are partnering to deliver simple, affordable financial services to investors of all ages: 🔗 bit.ly/3ZMIqDi Powered by Green Dot's BaaS platform, Stockpile will embed parental spending controls and debit card functionality for minors in its retail investing product suite, with additional features and functionality planned for the future! #BaaS #EmbeddedFinance #Investing Green Dot and Stockpile are partnering to deliver simple, affordable financial services to investors of all ages: 🔗 bit.ly/3ZMIqDi Powered by Green Dot's BaaS platform, Stockpile will embed parental spending controls and debit card functionality for minors in its retail investing product suite, with additional features and functionality planned for the future! #BaaS #EmbeddedFinance #Investing Green Dot Corporation and Stockpile have partnered to introduce products, tools, and features aimed at making investing and personal finance more accessible to consumers of all ages.  Read here: https://bit.ly/3F0Wvn0 #partnership #familyfinance #personalfinance #financialservices #BaaS Green Dot and Stockpile are partnering to deliver simple, affordable financial services to investors of all ages: 🔗 bit.ly/3ZMIqDi Powered by Green Dot's BaaS platform, Stockpile will embed parental spending controls and debit card functionality for minors in its retail investing product suite, with additional features and functionality planned for the future! #BaaS #EmbeddedFinance #Investing Stockpile's CEO will be speaking at Money20/20 USA 2023, to join me click here https://lnkd.in/g9P459xN . Money20/20 📆 Who else is going this year to #Money2020USA in Vegas from Oct 22-25? 🤝 If you're around and want to chat, hit me up! 🌟 Hope you to see you there. 🎟 Thinking of going? Here's a link for a discount on your pass: https://lnkd.in/gzAdrnyk #money2020 📣 We're hiring! Stockpile is looking for a Chief Compliance Officer to join our team in the San Francisco Bay Area. The CCO will lead the enhancement, execution, and maintenance of the Stockpile compliance program. Ideal candidates should have 7-10 years of compliance & finance leadership experience, knowledge of FINRA rules and SEC regulations, and the ability to positively influence outcomes throughout a technology-forward organization. FINRA Series 7 & 24 licenses are required. This is a fantastic opportunity to lead in the most critical operations of our brokerage. Apply today and be part of our mission to revolutionize the investing & financial literacy landscape! #hiring #fintech #complianceofficer #jobposting 🎉 Exciting times at Stockpile! 🚀 As we embark on an expansion phase with our innovative product offerings, we're on the lookout for versatile and experienced Client Service/Operations Representatives to join our team in the heart of San Francisco. 🌉 Are you: 1) Passionate about delivering exceptional customer service? 💯 2) Adept at handling complex inquiries and explaining intricate concepts in a simple manner? 🧩 3) Comfortable working in a fast-paced call center environment? ⏱️ 4) Experienced in financial services or retail operations? 💼 If so, we'd love to hear from you! 📣 This role is pivotal in promoting our product offerings and focusing on customer retention. As a team member, you'll have the opportunity to collaborate cross-functionally and work independently, all while maintaining a professional demeanor in a dynamic environment. Before applying, we encourage you to experience our product firsthand! 📲 Your insights and candid feedback will make a world of difference. ✨ If you're ready to make a real impact and grow with us, reach out at talent@stockpile.com or apply below. 💻 Let's take Stockpile to new heights together! 🌟 #hiring #jobopening #clientservice #operations #fintech #joinourteam 📈 Exciting news! As the COO of Stockpile, I'm thrilled to share that we have been named the Best Online Brokerage for Kids and Teens by Business Insider in their list of the Best Online Brokerages of May 2023! 🏆 Our user-friendly platform is designed with young investors in mind, offering fractional shares and hands-on learning experiences. We believe that children can learn by doing, making their own trades with adult approval, which helps build financial confidence. We take pride in our educational resources that teach stock market basics to prepare future generations for successful investing. 💡 👉 I invite you to read the full article and learn more about why Stockpile is the top choice for young investors. Please feel free to share this exciting news with your network, and let's continue empowering the next generation of investors! 🚀 https://lnkd.in/ebJDfMXq #Stockpile #BestOnlineBrokerages #Investing #PersonalFinance #KidsAndTeens #stocktrading #stockmarket HSBC has hired more than 40 former Silicon Valley Bank employees to create its own practice focused on health care startups and venture capital funds in the U.S., hitting the gas on its entrance to a sector that experts say is challenging for banks. - American Banker I’m happy to share that I’m starting a new position as Chief Operating Officer at Stockpile! A little about Stockpile: "Starting is everything" - Stockpile empowers families to invest in their future and learn by doing. Join Over 1 Million Parents & Kids - Stockpile is a best-in-class 4.7★ investment app. Investopedia Best App for Custodial Accounts Business Insider Best Investment App for Beginners Forbes Best Investment App for Parents MSN Best App for Gifting Stocks Our investors include Fidelity Investments'​ Eight Roads Ventures, Arbor, Sequoia Capital, Mayfield Funds & Ashton Kutcher. #Stockpile #InclusiveFinance #InvestmentDemocratization #FinancialFreedom #learnbydoing #startingiseverything Passion. Perseverance. Grit. Scout mindset… Great infographic David Sym-Smith Great summary Infinicept | Deana Rich | Todd Ablowitz: “Some of the tech sector’s largest constituents could be reclassified: Visa (ticker: V), Mastercard (MA), and PayPal (PYPL) would move to the financial sector; Automatic Data Processing (ADP) and Fidelity National Information Services (FIS) would join the industrials. The GICS developers say that the data-processing services provided by these firms are less about technology and more about “business support activities” to the financial and industrial sectors.”

Additional Details

Created
January 1, 1970
Creator
David W.
Category
Personality Emulation
Capabilities
persona

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